common questions about occupational pensions

• Is my employer obliged to provide an occupational pension scheme?  more...
• What types of occupational pension schemes are there?   more...
• What is the difference between salary related and money purchase schemes? Which is better?  more...
• How is the pension paid by a final salary scheme worked out?  more...
• What makes a good salary related scheme?  more...
• Are there salary related schemes that are not based on final salary?  more...
• What does it mean if my salary related pension is 'integrated'? What does 'clawback' mean?  more...
• What makes a good money purchase scheme?  more...
• What about hybrid pension schemes that combine salary related and money purchase schemes?  more...
• What other benefits might be available from an occupational pension?  more...
• What happens to my occupational pension if I get divorced?  more...
• What should I ask a prospective employer about pensions?  more...

further information