the state second pension (serps and s2p)

• What is the State Second Pension?  more...
• What is a graduated pension?  more...
• What is SERPS?  more...
• How is SERPS calculated?  more...
• Can my SERPS pension be passed on to my spouse if I die?  more...
• Now that SERPS has ended what has replaced it?  more...
• What does 'opting out' or 'contracting out' of S2P or SERPS mean?  more...
• Should I opt out, or opt back in, to S2P?  more...